ATOMOS
FeaturesPricingHow It Works

YOUR MONEY.

TOGETHER.

AI-powered collaborative finance for couples and households. Automatic bank sync, smart categorization, real-time bill splitting, and spending analytics — all in one platform.

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FEATURES

Everything you need to manage shared finances

Collaborative Finance

Built for shared financial lives. Create groups with role-based access, share accounts, and manage money together in real-time with your partner or household.

Auto Bank Sync

Connect your bank accounts securely via Teller. Transactions sync automatically — no manual entry, no spreadsheets, no friction.

AI Intelligence

Two-pass categorization engine: instant rule matching, then AI for the rest. Receipt scanning, spending insights, and anomaly detection — all powered by your choice of AI provider.

Bill Splitting

Split expenses in real-time with live collaboration. Share via QR code and settle up with Venmo, PayPal, Cash App, or Zelle.

Smart Analytics

Financial health scores, spending heatmaps, pace tracking, and safe-to-spend calculations to keep you on track.

Receipt Management

Upload receipts, let AI extract line items, and match them to transactions automatically.

Budget Goals

Set category-based spending targets with visual progress tracking across weekly, monthly, or yearly periods.

Price Tracking

Monitor product prices across marketplaces. Get notified when prices drop on your wishlist items.

Multi-Provider AI

Bring your own API keys. Choose between Anthropic and OpenAI per feature — full control over your AI stack.

HOW IT WORKS

01

CONNECT

Link your bank accounts securely via Teller with mTLS encryption. Transactions flow in automatically — checking, savings, credit cards, all in one place.

02

AUTOMATE

AI categorizes every transaction, scans your receipts, detects recurring expenses, and surfaces spending insights — all without lifting a finger.

03

COLLABORATE

Invite your partner or household. Share accounts, split bills in real-time, track goals together, and settle up with one tap via Venmo, PayPal, or Zelle.

PRICING

Start free, upgrade when you're ready

FREE

$0

forever

  • Bank accounts2
  • AI categorization50/month
  • Groups1
  • Members per group3
  • Budget goals3
  • Receipt scanning
  • Price watcher
  • Analytics & insights
  • Statements & reportsBasic
  • Bill splitting (Tab)

PRO

Popular
$12/mo

or $99/year (save 17%)

14-day free trial
  • Bank accountsUnlimited
  • AI categorizationUnlimited
  • GroupsUnlimited
  • Members per groupUnlimited
  • Budget goalsUnlimited
  • Receipt scanningUnlimited
  • Price watcherUnlimited
  • Analytics & insightsFull access
  • Statements & reportsFull access
  • Bill splitting (Tab)Unlimited
10+Features
3AI Providers
5Payment Platforms
Real-TimeSync

READY TO START?

Take control of your shared finances with AI-powered intelligence.

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